TreeTop
Grow your money intelligently.
Your personal AI-powered financial assistant. Idle cash alerts, investment reminders based on spend, credit card optimizations, and more.
iOS & Android — Coming Soon
Grow your money intelligently.
Your personal AI-powered financial assistant. Idle cash alerts, investment reminders based on spend, credit card optimizations, and more.
iOS & Android — Coming Soon
See your complete financial picture — cash, investments, crypto, and credit — updated in real time.
Daily personalized insights on idle cash, portfolio risk, credit rewards, and subscription savings.
Ask questions about your finances and get guidance from an AI assistant that knows your full picture.
Powered by Plaid for secure bank connections. Your credentials are never stored on our servers.
Last Updated: March 2026
TreeTop ("we", "our", or "us") respects your privacy. This Privacy Policy explains how we collect, use, and protect information when you use the TreeTop mobile application (the "App").
Account Information
When you create an account, we collect your name, email address, and authentication credentials via Google or Apple sign-in.
Financial Data
When you link bank accounts through Plaid, we receive account balances, account types, and institution names. We do not receive or store your bank login credentials.
Usage Information
We collect information about how the App is used, such as feature usage, chat interactions, and performance data, to improve the service.
We use the information we collect to:
We do not sell personal information to third parties.
TreeTop uses the following third-party services:
These services may process information in accordance with their own privacy policies.
Financial access tokens are stored server-side only and never exposed to the client application. Data is protected with role-based access controls and user-level isolation in our database. While we take steps to protect information, no system can guarantee complete security.
We retain data for as long as your account is active. You may request deletion of your account and associated data at any time by contacting us.
You may request access to, correction of, or deletion of your data by contacting us at .
We may update this Privacy Policy from time to time. Updates will be reflected by the "Last Updated" date above.
If you have questions about this Privacy Policy or our data practices, contact us at:
Last Updated: March 2026
By accessing or using TreeTop, you agree to these terms. Please read them carefully.
By accessing or using the TreeTop application, you agree to be bound by these Terms of Use. If you do not agree, do not use the App.
TreeTop grants you a limited, non-exclusive, non-transferable, revocable license to use the App for personal financial information purposes. You agree not to misuse the App or use it in any way that violates applicable law.
TreeTop provides informational insights only. The App does not provide investment advice, tax advice, or specific securities recommendations. You should consult a qualified financial advisor before making financial decisions.
You are responsible for maintaining the security of your credentials and for all activity under your account.
You agree not to:
We may suspend or terminate access to the App at any time, with or without cause, and without prior notice. You may stop using the App and request account deletion at any time.
The App is provided "as is" and "as available" without warranties of any kind. We do not guarantee the App will be uninterrupted, error-free, or secure. Financial data displayed may not reflect real-time balances.
To the fullest extent permitted by law, TreeTop and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the App, including any financial losses based on information provided by the App.
We may update these Terms from time to time. Continued use of the App after changes constitutes acceptance of the updated terms.
Have questions, feedback, or want early access? Reach out to us at: